About Heritage
Make sense of today. Build for every tomorrow.
Heritage Consulting Group was created to help aspiring individuals build financial intelligence and freedom through practical guidance, useful resources, and a plan they can carry forward.
Our perspective
Good financial advice makes the whole picture easier to see.
Money rarely stays in one category. Credit affects housing. Taxes affect cash flow. A business can become part of a family’s legacy. A funding decision can shape whether a mission gets to grow.
That is why we take an end-to-end view. We bring together education, strategy, and ongoing support so your next step is connected to the bigger life you are building.
Our role is to help you move with more understanding and less guesswork—whether you are starting over, scaling up, or preparing what you have built for the future.
What you can expect
Education before action
A plan shaped around your reality
Support from strategy through follow-through
A future-minded view of every decision
The Heritage standard
Your goals deserve more than a one-size-fits-all answer.
We are committed to clear communication, thoughtful recommendations, and strategies you can understand well enough to use. Progress is built through informed decisions, made consistently.
How we work together
A process with room for real life.
Talk it through
Connect virtually, by email, or by phone and tell us what you want to change.
See the picture
We discuss your goals, challenges, and the context behind the numbers.
Build the plan
Receive a tailored strategy with clear priorities and practical next moves.
Keep moving
Implement with guidance, track progress, and adjust as your goals evolve.
Leadership
Meet Our CEO
Candace Frazier | Founder, Heritage Consulting Group
Candace Frazier founded Heritage Consulting Group with a clear purpose: to help individuals and families understand their credit, take control of their financial future, and create a stronger foundation for lasting wealth.
A native of Holly Bluff, Mississippi, Candace brings a personal commitment to helping people move forward. She understands that behind every credit report is a person with goals, responsibilities, and a story. Her approach emphasizes education, accountability, and practical guidance so clients can make informed decisions with greater confidence.
Through Heritage Consulting Group, Candace leads a client-focused business offering credit restoration support, financial education, and funding guidance. Whether clients are preparing for homeownership, pursuing business opportunities, or rebuilding after financial setbacks, her mission is to help them understand their options and take meaningful steps toward their goals.
For Candace, the name Heritage reflects the purpose behind the work: helping people build something that benefits both their lives today and the generations that follow.
Ready when you are